Business advisers in Spain since 1977

Financial advice for companies in Spain

We analyse your company’s financial health with our own A.D. systems and help you raise finance, prepare budgets and make investment decisions with real numbers.

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Financial analysis built for small and medium businesses

Financial advice answers the questions accounting alone does not: can I afford this investment, which customers and products actually make money, how much cash will I need next year, what is the right way to fund growth?

Serveco’s A.D. systems

Three analysis tools developed by Serveco for its clients:

  • A.D.I · Monthly dynamic analysis. A month-by-month diagnosis of the business, to spot deviations early.
  • A.D.P · Budget analysis. Projections over one or several years to decide on investment and funding.
  • A.D.A · Cost analysis. Costs, selling prices, stock and margins by product or activity.

Financing, grants and business plans

  • Bank financing. Preparing what the banks ask for and supporting the negotiation.
  • Business and viability plans. For new projects, expansions or businesses going through a difficult time.
  • Grants. Finding and applying for public funding that fits your project.
  • Business valuation. For sales, partners joining or leaving, and succession.

Why Serveco

Our financial analysis builds on the accounts and tax work we already do for you, so there is no need to start from scratch. Our tools are our own, designed for SMEs. Since 1977.

Frequently asked questions

What do Spanish banks ask for when a company applies for a loan?

Usually the last years’ accounts, the current position and a forecast showing how the loan will be repaid. We help you present it clearly.

Can you help a foreign investor assess a Spanish business?

Yes, with a financial review and, if needed, a valuation, explained in English.

Are there grants for my business in Spain?

Often there are, at regional, national or EU level. We check which calls fit your project and help you apply.

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